Privacy Policy

At Joyful Home Lending LLC, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your data when you engage with our website (joyfulhomeloan.com) and services.

Information We Collect We may collect the following types of personal information:

  • Personal Information: Name, address, email, phone number, Social Security number, financial details, and loan application data.

  • Non-Personal Information: Browser type, IP address, and other non-identifiable data for analytics and tracking.

How We Use Your Information We use your information for:

  • Processing loan applications and connecting you with lenders.

  • Communicating with you about your loan status, application progress, and related services.

  • Complying with legal obligations and regulations, including anti-money laundering and fraud prevention.

Data Security

  • We implement security measures, including encryption and password protection, to protect your personal information.

  • Although we take reasonable steps to protect your data, we cannot guarantee its absolute security.

Sharing Your Information We may share your personal information with:

  • Third-party lenders and financial institutions to process loan applications.

  • Credit bureaus for credit reporting and evaluation.

  • Real estate agents and other professionals to assist in your loan process.

  • Regulatory bodies as required by law.

Cookies and Tracking Technologies

  • Our website may use cookies to collect data for analytics and tracking purposes (such as Google Analytics). These cookies help us improve website performance and user experience.

  • We do not sell or share customer data with third parties for marketing purposes.

Data Retention We retain your personal information only as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law.

Your Rights You have the right to:

  • Access, update, or delete your personal information.

  • Opt-out of marketing communications at any time by contacting us directly.

Children’s Privacy Our services are not intended for individuals under the age of 13, and we do not knowingly collect personal data from children.

Changes to the Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated date.

Contact Us If you have any questions about this Privacy Policy, please contact us at:

  • Email: info@joyfulhomeloan.com

  • Phone: (720) 499-4743

  • Address: 1400 16th St, Ste 400, Denver CO 80202